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Terms of Service

These Terms of Service ("Terms of Service"), together with our Privacy Policy (which is incorporated by reference), set forth the entire legal agreement between you ("user" or "you") and Optival Ltd. ("Company," "we," or "us") regarding your use of this website and the services offered on it (as defined below).

When mentioned collectively, these Terms of Service and the Privacy Policy are referred to as the "Terms".
By accessing this website, you confirm that you have carefully read, understood, and agreed to comply with these Terms of Service. You acknowledge that you are entering into a binding legal agreement with us and agree to adhere to all applicable laws and regulations in connection with your use. If you do not consent to these Terms, whether in whole or in part, you must immediately stop using this website. By continuing to use the website, you signify your continued agreement to our Terms.
You confirm and guarantee that you have the legal right and capacity to enter into these Terms, and that you are not prevented by applicable laws, regulations, or court orders from entering into legal agreements. If you are using this website on behalf of a company or organization, you assert that you are duly authorized to accept these Terms on its behalf. You further affirm that you are at least eighteen (18) years old and are legally competent to accept these Terms.

1. Scope of Services

1.1. This website provides a variety of information, analytical insights, comparison tools, and resources about an array of goods, services, and products, which are operated, managed, or supplied by our advertising partners (individually, an "Advertiser" and together, "Advertisers' Services"). We aggregate and deliver information we deem relevant to users, such as comparative evaluations, exclusive promotions for Advertisers' Services, links to their digital platforms, and a diverse collection of content including text, graphics, interactive features, data, articles, software, visuals, and supporting assets (collectively, the "Content", and together with the website, the "Service(s)"). All Services are created and operated solely by us. Our evaluations of Advertisers' Services are based on our own unique processes and criteria at our discretion, with the goal of showcasing what we believe are the best offerings. Please note that our Services are solely for informational and editorial purposes, and some Content may not align with your individual views. We specifically do not endorse or support any third-party Content submitted to this website.

1.2. Our Services are strictly for your personal, non-commercial use only. You agree to utilize the Services only as permitted by these Terms. You acknowledge your full responsibility for any actions that breach, or might be interpreted as breaching, these Terms. You are explicitly forbidden from using the Services in any way that might harm, disrupt, or adversely affect other users' experience or the website itself. We reserve the absolute right to investigate any real or alleged violation of these Terms by you, which may include reporting suspected legal breaches to authorities and taking steps to restrict or suspend your use of the Services.
1.3. You agree not to, either directly or indirectly: (i) copy, alter, adapt, reverse engineer, decompile, disassemble, rework, hack, or otherwise attempt to access the source code of the Services or any related networks or systems; (ii) resell, sublicense, lease, rent, assign, transfer, or otherwise make available the Services to any third party, either wholly or partially; (iii) use the Services for any unlawful or deceptive purpose; (iv) assert any ownership over the Services, or remove or disguise any copyright or proprietary notices on the Services; (v) access the Services or Content through automated means; (vi) use the name, logo, or trademarks of the Company without our formal written approval; (vii) extract, collect, or store the personal information of other users without their clear consent. ANY USE OF THE SERVICES OUTSIDE OF WHAT IS EXPRESSLY ALLOWED IN THESE TERMS IS STRICTLY FORBIDDEN.
1.4. We provide the Services to you completely free of charge. Our ability to deliver and improve these Services at no cost is made possible by collecting advertising fees from featured brands whenever a user acts on an offer. Additional details can be found in the "Advertising Disclosure" section below.

2. Advertisers' Services, Third-Party Sites & Links

2.1. The Advertisers' Services may include links to external websites or other digital assets of third parties, allowing you to view, access, or use those services. By using these links, you acknowledge and accept that: (i) we cannot guarantee the availability or functionality of third-party Advertisers' Services, nor your ability to interact with any particular one; (ii) we neither own nor control any such services and are not responsible for their content or offerings; (iii) Advertisers and their licensors may update, alter, or remove their websites, content, and services—including promotional terms—at any time; (iv) by accessing any Advertiser's Services, you are subject to their unique terms of service, privacy practices, customer policies, and sales or marketing strategies found on their independent websites. Please be aware that only an Advertiser can decide whether to offer you a service. Make sure to review all terms and policies to confirm your eligibility and interest, and to comply with any applicable rules or requirements (for instance, certain services may not be available in some countries).

2.2. When using Advertisers' Services, you may encounter information that is outdated, inaccurate, offensive, or otherwise objectionable. You retain full control over whether to interact with or consume such content. Any engagement you have with an Advertiser or any reliance on information (including that found on our website) is entirely at your own risk. You agree that we bear no responsibility—directly or indirectly—for any loss or damages arising from your use of, reliance on, or interaction with Advertisers' Services or Content. Any legal or commercial relationship will be exclusively between you and the relevant Advertiser.

3. Intellectual Property

All Content accessible via the Service is safeguarded by international intellectual property law and is licensed to us, our affiliates, partners, licensors, or other third parties. Except for any rights specifically granted within these Terms, all right, title, and interest in and to the Service and Content (including trademark rights, product and trade names, and related materials) remain exclusively with us. We reserve all rights related to the Service and website that are not expressly conferred here.

4. Advertising Disclosure

We are able to keep our services free to users by earning advertising fees from Advertisers whose offers we review, highlight, and link to, including via links leading to their platforms. These fees may affect the order, rating, or prominence of certain Advertisers or their offers on our website. While our reviews are independently written by our team, the compensation we receive from Advertisers may be considered as one of several factors. We strive to feature only reputable Advertisers and to ensure that our reviews are based in part on user feedback and engagement, which indicate customer satisfaction. Please note, not every provider or offer available in the market is included in our comparisons.

5. Disclaimer & Limitation of Liability

THE SERVICES AND ALL CONTENT ARE OFFERED "AS IS", AND WE MAKE NO EXPRESS OR IMPLIED WARRANTIES REGARDING THE SERVICES, INCLUDING (WITHOUT LIMITATION) REVIEWS OR RATINGS. THIS INCLUDES BUT IS NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, SUITABILITY FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. YOUR USE OF THE SERVICES AND ANY RELIANCE ON CONTENT IS ENTIRELY AT YOUR OWN RISK. WE WILL NOT BE LIABLE FOR ANY HARM, DAMAGE, OR LOSS ARISING FROM YOUR USE OF THE SERVICES OR ANY THIRD-PARTY SERVICES. CONTINUOUS AVAILABILITY OF THE WEBSITE IS NOT GUARANTEED. WE DO NOT WARRANT THE ACCURACY, CREDIBILITY, OR RELIABILITY OF ANY CONTENT OR INFORMATION ACCESSED THROUGH OUR SERVICES. WE CANNOT PROMISE TO FIX ANY BUGS OR ERRORS, AND WE DO NOT ENDORSE OR SUPPORT ANY THIRD-PARTY SERVICE OR THE ACTIONS TAKEN BASED ON CONTENT FOUND VIA OUR WEBSITE. WE MAKE NO GUARANTEES ABOUT THE ACCURACY OF REVIEWS OF THIRD-PARTY SERVICES.

YOU EXPLICITLY AGREE THAT WE ARE NOT RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOSS OF PROFITS, THAT MAY RESULT FROM USING THE SERVICES, RELYING ON CONTENT, OR ENGAGING WITH ADVERTISERS' SERVICES. THIS LIMITATION REMAINS EVEN IF WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH THE SERVICES, YOUR ONLY OPTION IS TO STOP USING THEM. BY CONTINUING TO USE THE SERVICES, YOU AGREE TO THIS LIMITATION. YOU RELEASE US, AND ALL AFFILIATES, ADVERTISERS, AGENTS, AND LICENSORS FROM ANY CLAIMS ARISING FROM YOUR USE OF THE WEBSITE OR SERVICES. WHERE SOME LAWS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THESE LIMITS MAY NOT APPLY TO YOU. IN ALL INSTANCES, OUR LIABILITY RELATING TO THESE TERMS OR YOUR USE/INABILITY TO USE THE SITE IS CAPPED AT $500 USD IN TOTAL.

6. Indemnification

You agree to indemnify and hold us harmless from all third-party claims arising from or in relation to your use of this website, including all associated liabilities and costs (such as claims, losses, damages both actual and consequential, legal fees, judgments, and litigation expenses of any kind).

7. Privacy

We take the privacy of our users seriously. Please refer to our Privacy Policy for detailed information about how we handle your personal data.

8. Governing Law & Jurisdiction

These Terms and any disputes or claims relating to them will be governed by the laws of the State of [Israel], with no regard to conflict of law principles. All disputes shall be resolved exclusively in the courts located in [Tel-Aviv Jaffa, Israel].

9. Miscellaneous

9.1. We reserve the right to modify, update, enhance, suspend, or permanently discontinue the Services at any time and without notice. We are not obligated to provide technical support or maintenance for the Services, but may do so at our discretion. You agree to accept any updates or upgrades delivered as part of your continued use.

9.2. We may amend these Terms at any time. Please revisit this page periodically. Any changes take effect as soon as the revised version is posted, as indicated by the "Last Updated" date. By continuing to use the website after changes are posted, you agree to the revised Terms. We will provide reasonable notice in the event of material changes.
9.3. These Terms constitute the complete and exclusive understanding between you and us. If any part of these Terms is deemed invalid or unenforceable, the rest shall remain in effect.
9.4. You may not transfer or assign these Terms, or any rights or obligations within them. We reserve the right to assign or transfer any of our rights or delegate obligations at our discretion.
9.5. Any delay or failure by us to enforce any provision of these Terms does not constitute a waiver of the right to enforce them in the future.

10. Contact Information

If you have any questions concerning these Terms or the Services, please reach out to us at: contact@pickember.co.uk

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This site serves as an informational platform, presenting users with useful comparisons and details about third-party offers, services, and products. To keep our services free, we may receive advertising fees from partners featured and reviewed on this site. These fees can influence our rankings and scoring of providers. We do not compare or cover every available offer on the market. While we strive to ensure our information is timely and accurate, we do not guarantee completeness or provide any related warranties. Offer details are subject to alteration at any time. The information provided does not constitute professional advice or prediction. Any reproduction of this website, in whole or part, is strictly forbidden.
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